Miscellaneous Professions

Professional Indemnity Insurance is vital for any business professional needing cover to fulfil their professional association and contractual responsibilities as well as to protect the business from allegations of poor practice and an increasing number of complaints and claims relating to poor practice and financial loss.

We can offer on-line cover from £50,000 up to £2 million limit of indemnity on an any one claim basis which would be adequate for most occupations. You can of course request higher levels of cover by calling and discussing with us but there will be additional queries raised with you in respect of this.

However as Insurer cover holders we are looking to work with compliant low risk professionals with a good standing in the market, who are free from past complaints and which will be reflected in the quality of cover and the premium levels offered.

In all we understand the needs of the business professional and the necessity to work with Insurers who have the desire to offer competitive products to business professionals who as we know have been the subject of an increasing number of claims over the last decade.

If you provide us with your full details we can offer you an on-line quote and buy service for most occupations (subject to a satisfactory submission) but if you are not able to find your trade from the list of occupations you can download a miscellaneous application form to complete and then submit to us by fax, post or email to obtain a written quotation.

Cover Details »

PI Insurance includes:

  • Claims made against your business arising from a legal liability.
  • Cover for claims arising from errors, omissions or from professional services carried out by you.
  • Cover for awards made by the Ombudsman.
  • Libel, Slander, Defamation
  • Breach of data protection
  • Loss of clients documents
  • Court attendance costs – if you have to attend any court hearings in connection with a claim
  • Employee dishonesty – loss of money or property (other than that of employees) as a result of an employee’s dishonesty.

If you are purchasing any Insurance on-line, you should make a determined effort to carefully read the documentation sent to you.  Professional Indemnity policy wordings can differ widely and you should always refer to your policy schedule, take note of any significant exclusions in the summary of cover and read the policy wording in detail to establish that cover is suitable for your business needs but just as importantly that your business can also meet the policy terms and conditions.